In the very early days of the our internet experience, mid 1990s, I was scammed by an adult site that requested credit card details for age verification. I successfully disputed the transaction with my bank and the money returned to my account.
You would think that with twenty years plus of using the internet and listening to how people get scammed, I would know better. But I was scammed again. While it was late afternoon, not drop of liquor had passed my lips.
An email or something popped up from our internet company saying Google was offering Samsung 9 phones for $1 for the first 100 people who responded. Well, I would really like the upgrade from my 8, even though 10 is now on sale. It kind of made it more plausible to offer the 9 and not the 10.
Out of curiosity I followed through. I was prepared to risk $1 on the off chance and entered my credit card details. I was not being at all careful and I don't know why, but it does give me a better understanding of scamming. I had signed up for adulthookupmatch.com aka adhkptch based in Birmingham, England and my credit card had an unresolved payment for over $40 and I knew it would be a recurring charge. I never went to the site, as that may have indicated some interest by me. Eventually my credit card payment went through after a few days.
I was ready to dispute the charge with my bank, but it seemed I could not do it online as the only classification I could see that was appropriate was fraud, which required a phone call to the bank.
I decided to do this but not when R was here. I would wait until Monday morning.
The bank website did mention contacting the company who you have a problem with before entering the disputation process. Ok. I sent an email in reply to the one I received post joining. Here is a copy, followed by the company's response.
> I had no intention of signing up to any adult hookup site and I consider I
> was scammed.
> Please refund the money to my credit card and make no further deductions.
> Without a prompt and positive response from you in my favour, I will
> dispute the credit card transaction with my bank, Monday morning AEST.
Slightly edited to remove my credit card details:
Your membership has been cancelled and you will not receive any further charges to
your account regarding this purchase.
Your account has been refunded in the amount of USD 39.99. Please allow 5 - 7
business days for the funds to reach your financial institution.
Stupid old man. The same offer popped up again, ostensibly from our internet provider and I looked at it, and the url was not that of our internet provider, and that was where I should have stopped.
R was astonished that I was caught like that but no one was more astonished than myself. I think the thought of risking $1 overcame common sense.