Saturday, April 27, 2019

Removing cards from your wallet

Thanks to Snoskred, I have a rather useful new phone app called Stocard. Instead of carrying loyalty cards in your wallet and purse, you use the app on your phone.

After downloading the app, you select a company whose loyalty card you have from an extensive, I think world wide, list. There seems to be a bias towards where you live, so that is helpful and it is easily searchable. You click on the name and your phone camera switches on. You then scan the barcode on the bach of the card and it is done. You can manually enter the number if you are struggling with that(I had my camera set in the wrong direction the first time).

Keep it in a ready place to find place on your phone. When in the store, open Stocard and select which card matches the business, then scan the barcode as you would your plastic card.

How well it works depends on the types of scanners in the various businesses. We've only had one fail in Big W. I will seek staff advice next time. You can always get the staff to manually enter the number. They will be really happy to do that?

So, that is four less cards I don't have to carry and I know there five there, but we rarely use Vintage Cellars and don't carry the card, but why not if it just sits within my phone.

I suppose the reason this app exists is to gather information about our spending practices. Whoa, way too much at Dan Murphy's. I really don't care what information about my spending practices are gathered. R always skims through the weekly emails from Coles and Woolworths to see what is cheap. Targeted advertising, I don't mind at all, as long as it is properly targeted and possibly of interest to me. If it is not, I just unsubscribe from emails, as I did with Dan Murphy's who was sending me a daily email of nothing I was interested in.

If you join up with your email address, you can see within the app your points on each card.

I am not quite ready to do pay by phone as it requires facial or fingerprint recognition, nor our public transport card Myki on my phone, which seems from my observations to be very slow recognition. But getting rid of these loyalty cards from my wallet is so good. Thanks Snoskred. I guess I would have eventually caught up. There was a news piece about Stocard in the Sydney Morning Herald not so long ago, but I missed it.




18 comments:

  1. Replies
    1. EC, I expect it is you women with voluminous handbags that don't have a problem with carrying lots of cards, unlike we men with our slim wallets.

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  2. Not for me, either.

    Anyway, I don't have a mobile phone. The little cheapie I bought two years or so ago just as a back up after Cyclone Debbie had cut her mean path through Qld into northern NSW, cutting power etc., along the way no longer works. I never used it...I charged it once a week...it sat permanently on a shelf...just in case...in a case, unused.

    I'm old-fashioned in some ways, I guess - but that doesn't worry me....I have no desire to have a phone with me when I go out. I sure wouldn't be chatting with another on it when out and about.

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    1. Lee, I think we've done this before, but what if your car breaks down and you don't have a phone? You will be forced to rely on the kindness of strangers, as the line goes from a movie, which was a euphemism for a little prostitution.

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    2. Then upon the kindness of strangers I shall rely. I rarely travel beyond my mountain realm...and am known by quite a few folk up here on the hill...I'd take my chances....rather than having to fork out constantly on mobile phone plans...on a phone that I never or very rarely use.

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    3. Nice work, Lee.

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  3. I guess it's the next step but i will give it a miss all to hard.
    Merle...........

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    Replies
    1. Merle, you are another woman with no doubt a huge handbag.

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  4. My method is much more simple. I have no store loyalty cards.

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    1. River, we have had some really good benefits from them at times. Ok, we did spend quite a bit in Myer, and received something like a $200 voucher. We have had a few $20 vouchers from Myer too, along with a $10 voucher for our birthdays. Coles Flybuys gave an assorted dozen bottles of wine once, and twice $10 off our shopping. The Dan Murphy card is new, so I am not sure what we will get. Doesn't matter. It is not hard to just scan. Btw, on the tram today R sat next to the oldest female checkout chick in Australia, 88, or something like that. She works in the supermarket near my work.

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    2. I have to shop at Coles for our branded items. I have no choice but to buy those things, we need them, and we budget for them. They do not exist at Aldi.

      So if I clump them together, stock up on the things we use when they are half price or on special and buy them when Coles has bonus points, I can get $10 off our shop on a regular basis. In fact, so far this year we've got $10 off on every shop we've done.

      If they are giving this to me for free when I buy the things I need to buy, it would be silly for me not to take it, wouldn't it?

      Sometimes the "simple" methods can be revised to our financial benefit if we are just willing to participate. :)

      For me, I have the Coles flybuys credit card which means no matter where I shop as long as I use that I am earning points which eventually can be used as credit for me. I pay the card off each month so it costs me nothing to do it, and I earn flybuys when I shop at Aldi too, which is our main $$$ of shopping.

      In fact we are off right now to spend our second week of $50 - four weeks of that and we get $50 off future shops which we tend to use in increments of $10 because if we're not stocking up we aren't spending very much there. Sometimes it means I spend $10.50, get the $10 off, and my shop costs me .50 cents. :)

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  5. You can turn on a function where a notification will pop up anytime you are near a store that is in there and you just click on it to bring up that particular car which is handy when you have a lot of them.

    I have used this app to remove over 30 loyalty cards from my wallet. Some of them are for stores I get to once in a blue moon, like Hudsons coffee which I only get to go to at the airport a couple of times a year, or Sephora which I have been to just once.

    99% of my cards are free and you get something back for using them. Only one of them is paid for - Dusk - and that cost me $10 but you got a $10 credit to spend right away.

    I'm all for getting something for nothing if I am spending the money in that store anyway. :)

    I love that the Coles flybuys emails tell me what is on special out of the things I usually buy. That is very useful to me especially as I stock up when those things are on special. :)

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    1. Snoskred, I did read that about the pop up but had forgotten it. 30 cards! Wow, but why not. They don't cost anything, except for the one you mention. You must have lightened your load of cards considerably.

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  6. Used to have an app similar but it was discontinued didn't bother with the one you have. Just quicker, but only takes a few seconds for them to search for your name if no card.

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    1. Margaret, quite true about staff checking your name, as happened to us in Strandbags. Ah, where is that card. Another I can add, along with Dymocks book shops.

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  7. I've been using Stocard for over 1 year I think and quite like it as I had dozens of cards (some hardly used...).

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    1. Sami, I wish you had told me. It is certainly no burden now to have cards for everywhere.

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  8. I really must get down to doing this also, sounds much more convenient!

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