Our home contents insurance recently came up for renewal. I thought it was time to check around for a better premium. We mainly have insurance for water damage from apartments above. Our furniture is not worth much but new carpet and kitchens are expensive to replace.
I tried Youi insurance who advertise extensively. After an initial quote and then a question about what we now pay, they came back with a significantly lower quote. I was tempted but R was keen on staying with the trusted RACV. The Royal Automobile Association of Victoria is a motorist organisation and lobbies for better and safer roads. While that may seem like a motherhood statement, road building is taking money from desperately needed public transport.
Every time I have looked at alternatives to the RACV, and I have looked extensively, the combination of being long term members, having no claims, their road side car service etc etc makes them unbeatable on both service and price. Even though Youi's house insurance was considerably cheaper, once the loss of the multiple policy discount for car insurance was taken into account as against Youii's car insurance and its multiple policy discount taken into account, it was just not worth the hassle of changing. Given R's trust of the RACV, it ended up being a no brainer.
I only know of Youi because of its extensive advertising on commercial tv, which I rarely watch and if I do, it is recorded and we zap through the ads. But still, Youi ads have gotten through to me.
Maybe it is the bloke who is the advertising front person? Initially I wondered why an insurance company would use a nerdy looking guy to advertise their product, but as time has gone on, I have grown rather fond of him. In fact I think he is a very sexy dude. It is the AAMI Jason factor. Jason was a hairy porker, but just so sweet and lovable. I was going to show you a
photo of Jason as he should be all over the net, but he is not. I detect a
conspiracy. Ok, I did eventually find one lousy photo on a blog, no doubt ripped from the commercial.
The Youi guy has grown on me. It was an interesting choice by the advertising company but for the long term, I think he was a good choice. Surprisingly there aren't too many photos of him around either.